yea check autotrader and cars.com
dealerships inflate the price, and they always lie about history of car.
you got a loan from a credit union, so it doesn't have to go through dealer.. it could be private sale.
i searched for a focus before getting my contour, and there were a lot of cheap ones on autotrader and local papers, with low mileage. i guess the only thing you might get from slealership is warranty on the car which is nice.
