You are 100% correct, PolloLoco.
Most SUVs are equipped with tires that have a serious bias towards on-road use. Every tire is a trade-off, and most consumers could not stand the ride or noise of a dedicated off-road tire.
I plan on upgrading the tires soon, as it has the original tires. I will be going with something more aggressive, the "street" tires are probably worthless in deep snow.