You're not the only one without collision insurance ... I'm constantly scared that something like this is going to happen. I very nearly got hit by a woman while making a left turn (I had dedicated left along with two other cars, she had a red light and blatantly ran it right in front of me) late last night. I am living on campus next term and saving my expenses for that, but as soon as I am commuting again I think I'm putting collision on my car.
Sorry to hear. Good luck with the insurance ... it almost sounds cheaper to just buy another SVT and sell this one as is ...
