I have a loan on my ride to pay for the next two years, 107.97 a month. I paid 3000 cash, 3000 loan. Maybe still a bit high for a non-svt, but for the care my neighbor kept it up in, plus never driven on summer and winter tires..I think I agreed quickly.
You make some stupid comments, but it sucks that you have troubles with your ride. Get it fixed soon if you can.