Originally posted by JasonJ:
isn't for a vehicle to be considered totalled, the damage has to be one half of the actual value of the car. that is what i have always thought.
Not necessarily. This is how my insurance comp. determines it...
Example
The cost of repairing the vehicle is $8,000.
The actual cash value of your vehicle is $10,000.
The estimated salvage value is $3,000.
In this example, insurance would consider your vehicle a write off. This is because it would cost more to fix your vehicle ($8,000) than to pay you the actual cash value ($10,000) and recover some of the costs by selling it as salvage ($3,000).
IMHO, I think 13000 est. is over priced. I'd go to a different claim centre. My damage a month ago was $3200 (2500usd) and that needed a new fender, mirror and door, repaired door and both bumpers, alignment, 2 refinished wheels plus paint and windshield. Buy it back from em and you part it 
1992 Ford Escort LX-E
-Tracer LTS spoiler
-GT Grille
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