Originally posted by SVT:

If you provide any kind of false information that increases the risk to the insurance company it is fraud. Fraud in Massachusetts is now a FELONY. Massachusetts is really starting to crack down. The State has task forces in several cities working with local police, state police, FBI and people like me working to identify fraudulent claims.

Please everyone..be honest with your insurance company. We all pay alot for insurance and you NEED it to be there for you when it is needed. There are so many people out there looking to get into accidents to MAKE money and you need to protect yourself.



Tell me about it. My house got robbed a few weeks ago and we lost somewhere between 6000-7000k worth of goods and cash, the least of was certainly NOT my brand new Fender bass that cost me 1300. But they are treating us like we're the criminals, even though the house next door got robbed as well! We are NOT cheating the insurance company, but suffice it to say, we are not getting everything back. They only cover $500 of cash (total was around 1600 IIRC) and there is a 500 deductable. So all told, we'll probably be out $2000.

As far as car insurace goes, I live in Dracut and now pay ~$1200 for full coverage on my 6. It was as low as $990, but a combination of 3 extra poins (I WAS at a 9 before this summer, gotta slow down!) and increased rates shot that one right up. I go through Commerce, but my agent is Fred C. Church. They have treated us extremely well in accidents and a theft of my bros truck many years ago. I would recommend them. Their office is right across from Lowell High, adjacent to Boarding House Park. Not sure if it would be any cheaper though. I know they also carry Safety Insurance as well, but I remember that actually being more expensive.