I feel for you. I hope I don't have to deal with that kind of stuff anytime soon.
Here is some advice. Don't buy the focus. Get a honda civic instead. They are more expensive in the short term, but will save you headaches and trips in ford dealer shuttle. Personally, my CSVT is the last Ford I will own. It's been good so far, but after owning a acura/honda as a second vehicle and not having to put a cent into it for 3 years (it is 6 years old), that trip down south this winter is actually doable.