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Joined: Jun 2000
Posts: 5,854
Hard-core CEG'er
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OP
Hard-core CEG'er
Joined: Jun 2000
Posts: 5,854 |
Ok, so I walk in from work today and see my new insurance statement on the table. I open it up, and I almost fell out of my chair! Insurance on the SVT went up like $20 a month...no big deal, but the insurance on my 92 Explorer is a different story. When I put it on the policy lasy year, I was paying $68 a month ($688/yr 10 month policy, liability only). Well, this year they saw fit to raise the premium to $2400 a year!!!!! What!?!? I could see raising it a few dollars...even up to $100 a month would be acceptable, but to QUADRUPLE the cost of insurance is insane! Can they do this?? I can't even begin to fathom what brought this on. Now, some of you may say tickets on my record. Ok, fine, but all but one ticket is off my record, and the insurance on my contour is the cheapest it's ever been ($350 a month at one point). They have told me that they are charging the highest premium on the SVT that they can charge me ($241/mo) so I really can't imagine how a 12-13 year old car could have a higher premium. I seriously hope this is a mistake, I'm going to call in the morning. If it's not I really don't know what I am going to do. I know i've been talking about selling the SVT lately, but I don't want to be forced to take it off the street and not enjoy it until it's gone...yet still have to make payments on it. This is ridiculous. I really cannot afford $500+ a month in insurance though.  
1999 Silver Frost SVT
#609 of 2760
Quaife, lightened SVT Flywheel, SPEC stage II clutch, removed resonator, k&n drop in - various other goodies too.
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Joined: Apr 2002
Posts: 1,361
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Apr 2002
Posts: 1,361 |
Switch insurance companies.
'98 SVT Contour, in at least 639 pieces 
4 Speed MTX...synchro and shift fork replacement in progress 
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Joined: Aug 2000
Posts: 3,193
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Aug 2000
Posts: 3,193 |
Check your statement carefully. Make sure all the information is correct.
If it is, ask your insurance company why the amount quadrupled. If you are not satisfied with the answer, switch insurance companies.
Brad "Diva": 2004 Mazda 6s 5-door, Volcanic Red
Rex: 1988 Mazda RX-7 Vert, Harbor Blue.
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Joined: Sep 2003
Posts: 2,725
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Sep 2003
Posts: 2,725 |
One time my bill went up over $600 I called and said WTF is with you people. They realized they had messed up and put my moms names in the wrong credit score they put her in the worst, instead of the best one. So that was the reason. They fixed it and it went up like $50 or $60. Anyways got the bill the other day this time over $500 for no reason. Didnt even bother to call. We just switched companies.
Figured if they dont care enough to make sure everything is right then we dont care enough to have coverage through them.
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Joined: Dec 2002
Posts: 4,016
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Dec 2002
Posts: 4,016 |
2006 Mazdaspeed6
1997 Yamaha YZF1000R Thunderace
1996 Volvo 850-R
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Joined: Jun 2000
Posts: 5,725
Hard-core CEG'er
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Hard-core CEG'er
Joined: Jun 2000
Posts: 5,725 |
get a quote from someone else in writing.
For Sale:
- Sony PSP with a Baseball 2k6 and the movie Crash. $100
- 1973 Karmann Ghia Convertible w/ Auto-Stick. Needs Restoration. $1200 OBO
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Joined: May 2000
Posts: 4,899
Hard-core CEG'er
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Hard-core CEG'er
Joined: May 2000
Posts: 4,899 |
I'm paying $318/six months for both my cars.
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Joined: Aug 2004
Posts: 5,882
Addicted CEG\'er
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Addicted CEG\'er
Joined: Aug 2004
Posts: 5,882 |
Originally posted by PackRat:
I'm paying $318/six months for both my cars.
yeah, but there isnt another soul near you for about 300 miles. cant get too much damage crashing into a cactus!
Originally posted by Tourgasm:
Sometimes you can mess up a word so bad that spell check doens't know what the hell you're talking about.
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Joined: Jun 2000
Posts: 5,854
Hard-core CEG'er
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OP
Hard-core CEG'er
Joined: Jun 2000
Posts: 5,854 |
Originally posted by shotwell:
Switch insurance companies.
my parents have no reason to switch, the rates on the cars they drive are great. a policy in ny under my own name would probably be 3500-3800 for just liability on one car. this is criminal. 
1999 Silver Frost SVT
#609 of 2760
Quaife, lightened SVT Flywheel, SPEC stage II clutch, removed resonator, k&n drop in - various other goodies too.
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Joined: Oct 2002
Posts: 320
CEG\'er
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CEG\'er
Joined: Oct 2002
Posts: 320 |
they had to have made a mistake, stuff happens, call them and they will take care of it.
2004 Pontiac GTO
Bush 2004
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