FWIW, you should post this on the Fla. group forum. Insurance costs in another state are interesting, but not really relevant. My insurance dropped $600/year when I moved to NJ from NY. And NJ is one the highest insurance states. Not only the state is relevant, but even where in the state you are located.
In NY, the same car can run from $200/year (Northern,rural area) to $2500/year (NY City) just on your address.
