It really falls into a lose/lose situation for me. I have USAA, listed under my parents as the primary driver of the ZX2.
It only has liability. No full coverage, it's too much for me to afford. I have a $500 deductible. Only the other vehicle in an accident will be fixed, but in this case the only thing being fixed on the Silverado will be a broken license plate frame and a bent tow hook. Reviewing the damage might show why that is:
This is just my assumption, as she had backed up before I got out of the car and looked at how the two had collided. I may be wrong about the tires thing.