Well... if he declared bankruptcy, does he have debt remaining that needs consolidation? I really don't believe in these consolidation services, as they are a big black mark when obtaining credit.

What he probably needs most right now is to establish credit. A store credit card and a major credit card are the best way to begin establishing credit, assuming he needs no major purchases at this time (car...). Responsible use of a credit card and a revolving charge will begin to build a positive credit history.


Brad "Diva": 2004 Mazda 6s 5-door, Volcanic Red Rex: 1988 Mazda RX-7 Vert, Harbor Blue.