Contour Enthusiasts Group Archives Forums General General insurance how does your state rank

i live in connecticut and am under my fathers policy (im 18). ihave 1 no fault accident in which the car was totalled and no other accidents or tickets. i have a 98.5 SE Sport V6 5speed and the rate for my car is $4200 per year. we pay $7000 for 3 cars total, but mine alone is $4200 of that. we do have full collision and glass and all that (we seem to have bad luck with hit and runs drivers and "acts of god"). The insurance company said that mine was so high because "contours are very expensive to repair", but $4200 seems a little outrageous.