Yes, Maximas are well designed, but have made different design trade offs.
1. Maximas are much larger cars, more comparable to a Taurus, designed only for a V6. Where the Contour was designed to be a smaller overall package that is usually equipped with an I4, but could also cram a V6 into the engine bay. The Contour also has a much lower hood line and shorter overhangs that contribute to the cramped engine compartment. My SVT Contour underhood is slightly more cramped than my Mazda 626 V6, which are very comparable in size of engine and exterior dimensions.
2. Good point, I don't know.
3. I would think you would want the filter hanging upside down so all the oil doesn't drain back everytime the engine is shut off. Yes, it does make it harder to change the oil.
4. My VW 2.8 V6 uses 6 quarts of oil also, but the Mazda 2.5L V6 only uses 4 quarts or so. I though the Duratec oiling issues were caused by slow drain back from the cylinder heads, so the extra oil capactiy would be to compensate for some of that.
Just my thoughts.