Yea, the bendix is a common problem. I had the same problem with mine. It started just in cold weather, then it extended to all times. I just ordered a starter from car-part.com Got a slightly used one off a cougar for ~$45. Didn't have the time to take apart the starter and regrease it. Good luck!
I ran a search already!
99 Ford Contour SVT - SOLD!!

'90 CRX Si, '98 Explorer V8, '98 Acura ITRally Co-Driver