Thank you all so much for your replies...as always it is appreciated.

Today the insurance company called. They told me that are going to "TRY" and fix my Contour, but it is
REALLY close to being totaled.
Then about an hour after I got off the phone with the insurance company, they called me back, and said that they are having it towed to Southgate Ford to have them look at it. So it STILL may be totaled - she said it's going to depend on what could be wrong underneath the car, in the rear, and how much the parts are going to cost.
I suppose I have mixed feelings about the whole situation. I love my contour, love the look of it (before the drunken A** hit it)

, loved the way it drove, ect... but now that it has been hit, I kinda just want it totaled, because I don't want to deal with any problems that "may" occur somewhere down the road.
We'll see what happens though. I will find out "for sure" within two days. In the mean time, I'm still looking at other cars, and have been doing a little research on some of the ones you all have posted.

Once again, thanks for the replies. You guys are great!
~ Kari ~