Since you've put in new bulbs and each headlight bulb has its own fuse, lo-beam headlight relay most likely culprit.
Not sure if '95 identical, but on a '97 r9 (white) is the lo-beam relay (located in engine compartment fuse box) and for a quick "no tools" check should be substituted with r10 (white) the hi-beam headlight relay to see if r9 is indeed the problem. If not, then Josch has outlined a logical troubleshooting process to follow using a voltage tester or multimeter.
Josch: Headlight switch is in feed to lo-beam relay coil, other end of coil grounded. Hi-beams ok confirms headlight switch is ok since hi-beam taps feed from low-beam relay power feed, then via dimmer switch to hi-beam relay.
Last edited by horseydug; 01/15/03 02:06 AM.