My guess is that the engine problem is unrelated to the O/D problem.
You can check the timing belt easily by removing the two bolts on the upper timing belt cover to the passenger side of the valve cover. I am thinking of a '95 so your '98 may look a bit different I suppose, but it shouldn't be too hard to get to and when you pull that cover off you are looking at the timing belt (or where it's supposed to be) and you should be able to judge whether it is intact or not.
'95 Contour GL, Zetec/ATX
Repairs: * wheel bearings * sway bar stop * CV joint * alternator * shift interlock * heater tube * VSS * tensioner * ingition coil * wire harnesses * ball joint *
Why do I still love it?
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