Haha.. When I got into my accident a couple years ago, I called 911, then my insurance company from my cell phone. I asked the insurance company if I should drive the car w/ the airbags depolyed, they told me it was up to me and the police officer (if the officer thought it was safe, blah blah). Then I asked, "Well, if I get it towed, will my stereo be covered against theft in the tow yard, or should I have a friend bring some screwdrivers to me so I can take most of the stuff out?" Ended up driving the car home, so it didn't matter.