As bad as the wiring harness issue is with these cars, I can guarantee you that Ford is not going to volunteer to replace any more of them than they have to. They did extend the coverage period for 10 yrs/100k miles, whichever comes first, but that's as far as it goes.
Unfortunately, it's up to the consumer to make himself aware of these issues, and push for whatever they can make the manufacturer do.
I'm in the same boat as you are, I just bought a used 95 Contour not too long ago, and it's starting to crop up with some electrical gremlins. I don't think the previous owner was having problems with it, because it ran fine for a while after I bought it. Luck of the draw, I think.
I'm just gonna bite the bullet and take a look at as much wiring as I can get to, but I think I'll end up getting a new engine management harness, at the least. I can put that in myself.
