:shocked:
some may recall this thread I started back in January about getting ready to purchase a home. Well for the last 4 to 6 months I have been looking online at properties and trying to figure out what I could afford and what i would like. At the end of October I signed with an agent and went from there. Well over those month I kept coming back to one place. And after seeing it twice I decided that I would make an offer. Well this past Friday I did just that. Today the contract has been signed and I am getting to mortgage application rolling, need to call a home inspector tomorrow and I need to contact an attorney this week. I wanted to push the closing out as far as possible but the current owner wants to be out before the end of the year. So I got a small concession for bumping up the closing date. Its going to be grueling but I will work everything to get it done.
I did end up with a first time home buyers loan so I was able to put a small amount down and keep the total for closing costs in control. This leaves me after a seller assisted closing with half of my savings as an emergency fund. I don't like the idea of PMI but its a nessacary evil as of this time. The monthly payment is also very managable which is great.
So the home is in souther enfield in a great neiborhood. Every time I have gone down the street there are people outside, kids about and people taking care of their homes.
This place is a 4 bedroom cape with a 2 car garage. I one stead fast requirment was a 2 car garage. So not to much came up but this one fit the bill. I nice sized/level yard in a good neiborhood. The structure of the home is very strong and many of the good updates have been done, ie newer roof, furnace, etc. Looking to get alittle more concession on price after the home inspection because the oil tank should be replaced and the garage roof has a wave in it so that should be repaired. Otherwise its in move in condition and I don't have to do much of anything.
I still can't believe all of this fell into place. I made up my mind I wanted out of the apartment and wanted a place of my own that I could do with what I wanted and to have it as an investment for the future.
:crazy:
so needless to say after I get settled in everyone will be invited over.
here are the listing photos for those interested.
http://www.weichert.com/search/realestate/propertyimages.aspx?p=21810217
so as I said the SVT and SeVT-T will now have a proper place to reside.
some may recall this thread I started back in January about getting ready to purchase a home. Well for the last 4 to 6 months I have been looking online at properties and trying to figure out what I could afford and what i would like. At the end of October I signed with an agent and went from there. Well over those month I kept coming back to one place. And after seeing it twice I decided that I would make an offer. Well this past Friday I did just that. Today the contract has been signed and I am getting to mortgage application rolling, need to call a home inspector tomorrow and I need to contact an attorney this week. I wanted to push the closing out as far as possible but the current owner wants to be out before the end of the year. So I got a small concession for bumping up the closing date. Its going to be grueling but I will work everything to get it done.
I did end up with a first time home buyers loan so I was able to put a small amount down and keep the total for closing costs in control. This leaves me after a seller assisted closing with half of my savings as an emergency fund. I don't like the idea of PMI but its a nessacary evil as of this time. The monthly payment is also very managable which is great.
So the home is in souther enfield in a great neiborhood. Every time I have gone down the street there are people outside, kids about and people taking care of their homes.
This place is a 4 bedroom cape with a 2 car garage. I one stead fast requirment was a 2 car garage. So not to much came up but this one fit the bill. I nice sized/level yard in a good neiborhood. The structure of the home is very strong and many of the good updates have been done, ie newer roof, furnace, etc. Looking to get alittle more concession on price after the home inspection because the oil tank should be replaced and the garage roof has a wave in it so that should be repaired. Otherwise its in move in condition and I don't have to do much of anything.
I still can't believe all of this fell into place. I made up my mind I wanted out of the apartment and wanted a place of my own that I could do with what I wanted and to have it as an investment for the future.
:crazy:
so needless to say after I get settled in everyone will be invited over.
here are the listing photos for those interested.
http://www.weichert.com/search/realestate/propertyimages.aspx?p=21810217
so as I said the SVT and SeVT-T will now have a proper place to reside.