95 Contours had a mechanical speedometer. 96+ had electronic. The easy way to tell is to look for the trip odo reset. On the 95s it is on the left, 96+ it is on the right. The one in the auction appears to be from a 96 model, even though it states it was manufactured in 2/95. It should be plug and play. I don't know if it would display the speed accurately though. SVTs have a higher top speed on the speedo than the Contour and Mystique did. I wasn't aware of any cluster changes from the 98 to 98.5 SVT, so I'm not sure why CSVT1214 says you'd need a 98.5 and up.... wait a sec... I just saw you have an SVT AND an SE. I'm assuming now that the cluster is for the SE. Definitely should be plug and play. Again, I'm not aware of any cluster changes for the lower models from 98 to 98.5 either. Definitely search the old forums some, as there was a LOT of info in them about cluster swaps.