I've gotten myself in some pretty crazy stressful situations but what helped me was a book that had in big friendly letters on the cover, the words:
d o n ' t p a n i c

Everything will work out. I've read about this happening to people before and there are solutions -- I have none to offer authoritatively myself, but in addition to what Tony2005 suggested, there have been similar issues addressed in the old forums.
99 SVT Contour #1082 (summer)
98 Mystique LS Sport V6 (winter)
95 Contour LX V6 (RIP)
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